STEP 2: OBTAIN FREE CREDIT SCORES




1.  CreditSesame.com provides VantageScore 3.0 scores from TransUnion as part of a free subscription service.


 
2.  CreditKarma.com provides VantageScore 3.0 scores from TransUnion and Equifax, with weekly updates, as part of its free Credit Report Card service.


3.  Quizzle.com includes a VantageScore 3.0 score from Equifax and an Equifax credit report with its basic free membership and updates the score every six months.



4. Credit.com provides VantageScore 3.0 scores from Experian, with updates every 30 days, as part of the credit report card included with its free membership account.



5.  Freecreditscore.com provides FICO scores from Experian, with updates every 30 days, as part of the credit report included with its free membership account.

 

 



1.  PURCHASE E-MANUAL



2.  OBTAIN FREE CREDIT SCORES




3.  OBTAIN FREE CREDIT REPORTS



4. DISPUTE ALL NEGATIVE ITEMS




5. OBTAIN A SECURED CREDIT CARD



6. OPEN AUTHORIZED TRADELINES